Welcome to Fund.com! Fund.com is the property of Fund.com Inc. (“Fund.com”). We hope you'll enjoy the information and discussions we host related to learning more about investing. By accessing our Web site and using the Services, you're agreeing to be bound by these Terms and Conditions. If you don't wish to be bound by what we've written below, you should not access our Web site nor register with Fund.com. These terms may change at any time, but we will post a notice in advance on this Web site of any material changes. Your continued use of Fund.com and its Services means that you accept any new or modified terms and conditions.

Any of the services and pages of information offered on Fund.com may change at any time and such changes are made in the sole discretion of Fund.com.

Users may only maintain one active registration with Fund.com. By accepting this agreement, you certify that you personally have no other registration with Fund.com. As a registered user, you can update your account settings, including your email address, password and profile information by going to the Account Settings page.

All Information and content available through "Fund.com" are the property of Fund.com Inc., its Information Providers or licensees and is protected by U.S. and international copyright and intellectual property laws. All rights reserved.

You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the Information be used in connection with creating, promoting, trading or marketing Investment Products without the express written consent of Fund.com Inc., its licensees or its Information Providers. You are entitled to use Information displayed in the Web Site for your private, non-commercial use only.

Fund.com Inc., Fund.com and the Fund.com logo are registered trademarks of Fund.com Inc. All Fund.com products and proprietary tools are also trademarks of Fund.com Inc. You agree not to display any of the Fund.com trademarks or use them in any manner without our express written permission. All other brands and names displayed on the Web Site are the property of their respective owners.

Fund.com offers Forums for users to contribute thoughts and ideas. When contributing to these Forums you agree not to conduct the following prohibited activities:

• Posting or transmitting any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Posting or transmitting any material that you don't have the right to transmit under law (such as copyright or trade secrets) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Posting, transmitting, or linking to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Posting or transmitting any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violating any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission, Commodities Futures Trading Commission, Investment Company Act of 1940 and applicable securities and commodities exchanges (especially and including the rules against making false or misleading statements to manipulate the price of any security, commodity or fund);
• Offering to sell, or buy any security, commodity or fund;
• Posting or transmitting any file that contains viruses, corrupted files, or any other contaminating or destructive features that may damage someone's computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on Fund.com;
• Take any action that imposes an unreasonably or disproportionately large load on the infrastructure or disrupts the functioning of the systems that run Fund.com’s Web site;

Fund.com may at any time, without prior notice and at our sole discretion, remove any post and terminate the registration of any user.

Users are responsible for statements made and actions taken through the use of your password. You agree to immediately notify Fund.com of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our Web site or sending them to you via email. If you do not provide us with accurate information, we are not liable if we fail to notify you. You may request that we provide such notices to you in paper format by writing to Fund.com Inc., Investor Relations, 14 Wall Street, 20th Floor, New York, NY 10005.

Our content is directed at a U.S. audience. We do not warrant that our content is appropriate for users outside the United States or that use of our Web Site or our Services is permitted under the laws of other jurisdictions. All personal data is maintained in the United States under the terms of our Privacy Policy.

By accepting these terms and conditions you agree that Fund.com, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published on Fund.com’s Web site. Fund.com does not make any claims or representations about the accuracy and completeness of the Information, and opinions provided on the Web site.

You acknowledge the Fund.com Disclosure accessible throughout the Web site. Click here for the Fund.com Disclosure.

Last Updated: January 20, 2009